@misc{CarrollSlacalekSommer,
  author    = {Christopher D. Carroll and Jiri Slacalek and Martin Sommer},
  title     = {Dissecting saving dynamics: measuring wealth, precautionary, and credit effects},
  institution = {Center for Financial Studies (CFS)},
  series    = {CFS working paper series},
  number    = {2012, 10},
}