@misc{Schmidt2008, author = {Reinhard H. Schmidt}, title = {Microfinance, commercialisation and ethics}, institution = {Wirtschaftswissenschaften}, series = {Working paper series / Johann-Wolfgang-Goethe-Universit{\"a}t Frankfurt am Main, Fachbereich Wirtschaftswissenschaften : Finance \& Accounting}, number = {194}, year = {2008} }